Checking your eligibility is quicker and easier, and it won't affect your credit score. By selecting "Pre-Qualify," you understand that you may be prequalified for credit from HFS Progam, other financial service providers, or third-party facilitators. The HFS and other financial service providers may share your information to obtain your credit reports and provide offers. Each offer may have different terms and conditions.

The suggested monthly payment requires placing your purchase on a promotional credit plan. This payment may be higher than the minimum monthly payment on your billing statement. The following assumptions were made: it equals the purchase amount (excluding taxes and shipping costs), divided by the number of months in the promotional period, and rounded up to the nearest dollar. Based on your options, you can make, for example, 3 or 6 equal payments during the promotional period. You make all payments on time. You currently do not and will not have any other balance on your Account during the promotional period.

  Promotional Credit Plan Details: Deferred Interest, Payment Required plan: Interest will be charged to your Account from the purchase date if the promotional plan balance is not paid in full within the promotional period. Minimum payments are required for each Credit Plan. Minimum payments are NOT guaranteed to pay the promotional plan balance within the promotional period. You may need to make a payment higher than the minimum to avoid accruing interest charges. Valid for a single transaction only. If the single transaction has multiple shipments, each shipment may result in a separate Credit Plan, subject to a separate minimum purchase requirement. Taxes and shipping are not included in the promotional plan's minimum spend threshold. Renovation and/or used purchases do not qualify for promotions. Qualifying purchases will automatically be placed on a promotional plan. If the purchase qualifies for more than one plan, it will be placed on the qualified plan with the longest promotional period. As of January 2026, the terms for new accounts include a purchase APR from 6.5 to 35.99%. Minimum interest charge is $3 in any billing period in which interest is due. A fee of $2.99 per month may be applied to each paper billing statement mailed to you. You can avoid this fee by enrolling in paperless statements. 

 

In Summarized: 

1. Minimum payments are required for each Credit Plan. Valid for a single transaction only. If the single transaction has multiple shipments, each shipment may result in a separate Credit Plan, subject to a separate minimum purchase requirement. Qualifying purchases will automatically be placed on a promotional plan. If the purchase qualifies for more than one plan, it will be placed on the qualified plan with the longest promotional period.
2. Offer is available to DonSamyPro Rewards members.
3. A soft inquiry is used to check your eligibility, which will not affect your credit score.

Credit account offers are subject to the approval of your credit.

HFS  Bank issues DonSamyPro Pay Credit Accounts.

 Minimum purchase of $6,000 is required. The availability of terms may vary based on purchase price, product, and state of residence. A down payment may be required. Subject to approval of the credit application. Rates range from 6.5% to 35.99% APR, resulting in, for example, 12 monthly payments of $93.59 at 21.99% APR, per $1,000 borrowed. APR will vary depending on the applicant's credit, loan amount, and term.

For more information regarding the financing application, click here to contact HFS (Bank) customer service